The provincial government is strengthening financial supports for persons with disabilities living with low incomes.
The Newfoundland and Labrador Disability Benefit includes Up to $400 per month for those who qualify ($4,800 annually). The monthly amount is available for Persons with Disabilities between the ages of 18-64 who qualify for the Government of Canada’s Disability Tax Credit (DTC). Income thresholds for this monthly benefit are between $29,402 and $42,404 for individuals and couples where one person is in receipt of the DTC, and between $29,402 and $55,404 for couples where both are in receipt of the DTC. Individuals and couples with incomes within these thresholds will receive a partial benefit amount, while those with incomes below $29,402 will receive the full $400 benefit.
There is no application required for the NLDB monthly benefit. Qualifying persons must file their income tax, have a valid DTC certificate, be a resident of Newfoundland and Labrador, and meet the above noted age and income criteria.
Provincial contribution to the Registered Disability Savings Plan (RDSP).
In June 2024, the provincial government announced a $1,200 annual contribution to a Person’s Registered Disability Savings Plan (RDSP). Qualifying persons must have a DTC and RDSP. They must also be between the ages of 18-49. Individuals and couples where one person is in receipt of the DTC with incomes below $42,404 will be eligible. This benefit was not implemented by the prior administration. Our government is working collaboratively with the federal government and financial institutions to evaluate options and determine a realistic and timely path forward. Details will be made public when available.
Resources Available
If you require assistance navigating the Disability Tax Credit (DTC) process, the following resources are available:
- Employment and Social Development Canada (ESDC) provide navigation resources to the Atlantic provinces through Independent Living Nova Scotia. Assistance can be accessed at Disability Tax Credit Support – Independent Living Nova Scotia.
- The Plan Institute has a website dedicated to Canada Disability Benefit and offers one on one support for Disability Tax Credit and other Federal program applications. They can also be contacted at 1-844-311-7526 or at helpline@planinstitute.ca.
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