Group Insurance Rate Calculator

About

This tool provides an estimate of an individual’s deductions for GNL’s Group Insurance Benefits.

For information on what each benefit entails please click here.

For forms to apply or change benefits, please click here.

Disclaimer

The results produced by the Rate Calculator on this GNL Site are approximate and should be used for illustrative and general information purposes only. Please do not rely exclusively on the Rate Calculator results as actual premium amounts may differ at the time of your regular deductions, which are determined by factors such as but are not limited to changes in salary, age change, annual renewals, etc.. All information on the Site is provided in good faith, however the GNL makes no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information on the Site.

Under no circumstance shall the GNL have any liability to you for any loss or damage of any kind incurred as a result of the use of the Rate Calculator or reliance on the premium calculations or other information provided on the Site. Your use of the Rate Calculator and your reliance on any premium rate calculations on the Site is solely at your own risk.

Basic Details

Salary is rounded to the nearest $1000.


Optional Life - Member:

These coverages are available in increments of $10,000 to a maximum volume of $300,000.

Optional Life - Spouse*:

These coverages are available in increments of $10,000 to a maximum volume of $300,000.

Optional Accidental Death and Dismemberment - Coverage Type:
Optional Accidental Death and Dismemberment - Single Coverage:

These coverages are available in increments of $10,000 to a maximum volume of $300,000.

Optional Critical Illness - Coverage Type:
Long Term Disability Coverage:
Annual Salary






Rates used were accurate as of 04/01/2024

Benefit
Coverage (if applicable)
Employee portion of Premium
Complete Form Above
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Optional Life - Member
Complete Form Above
Optional Life - Spouse*
Complete Form Above
Optional Accidental Death and Dismemberment - Single
Complete Form Above
Long Term Disability**
Complete Form Above
Critical Illness - Single
Complete Form Above

* The age used for spousal life is the employee’s age while the gender is the spouse’s gender.

** LTD rates are based on annual salary, age, and pensionable years of service. Monthly benefit is 66.23% of annual salary.

***The gender and age used for family critical illness is the employee’s age and gender.