About
This tool provides an estimate of an individual’s deductions for GNL’s Group Insurance Benefits.
For information on what each benefit entails please click here.
For forms to apply or change benefits, please click here.
Disclaimer
The results produced by the Rate Calculator on this GNL Site are approximate and should be used for illustrative and general information purposes only. Please do not rely exclusively on the Rate Calculator results as actual premium amounts may differ at the time of your regular deductions, which are determined by factors such as but are not limited to changes in salary, age change, annual renewals, etc.. All information on the Site is provided in good faith, however the GNL makes no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information on the Site.
Under no circumstance shall the GNL have any liability to you for any loss or damage of any kind incurred as a result of the use of the Rate Calculator or reliance on the premium calculations or other information provided on the Site. Your use of the Rate Calculator and your reliance on any premium rate calculations on the Site is solely at your own risk.
Basic Details
Salary is rounded to the nearest $1000.
These coverages are available in increments of $10,000 to a maximum volume of $300,000.
These coverages are available in increments of $10,000 to a maximum volume of $300,000.
These coverages are available in increments of $10,000 to a maximum volume of $300,000.
Rates used were accurate as of 04/01/2024
* The age used for spousal life is the employee’s age while the gender is the spouse’s gender.
** LTD rates are based on annual salary, age, and pensionable years of service. Monthly benefit is 66.23% of annual salary.
***The gender and age used for family critical illness is the employee’s age and gender.