- What is the difference between a long-term care facilities and a personal care home?
- How do I move into a long-term care facilities or personal care home?
- How much does it cost to live in a long-term care facilities ?
- How much does it cost to live in a personal care home?
- How much money can I keep if I move into a long-term care facilities or personal care home?
- How does the RHA determine if I am eligible for a subsidy?
- Do I have to sell my house if I move into a long-term care facilities or personal care home?
1. What is the difference between a long-term care facilities and a personal care home?
The difference is in the ownership and the level of care available in the home. Publicly operated long-term care facilities
provide on site professional health and nursing services; personal care homes are privately owned and operated facilities and provide assistance with personal care and activities of daily living and avail of visiting health professional from the regional health authority.
2. How do I move into a long-term care facility or personal care home?
You must first contact your regional health authority. They will arrange for you to have an assessment completed which will determine if you are suitable to reside in a long-term care facility or a personal care home. Arrangements may be made to visit the home of your choice.
3. How much does it cost to live in a long-term care facility?
The maximum an individual will be charged to live in a long-term care facility
is $2,990 per month. Upon moving into a home you may have a financial assessment completed to determine if you are eligible to receive a subsidy toward this cost. The subsidy may cover the full amount or a portion of the cost.
4. How much does it cost to live in a personal care home?
If you are a private paying resident the cost may vary depending upon the home in which you wish to reside. Prior to moving into a home you may request a financial assessment to determine if you are able to receive a subsidy as established by the province.
5. How much money can I keep if I move into a long-term care facility
or personal care home?
As of November 2018, the financial assessment no longer limits the amount of money that a person can have in the bank, as cash on hand, or in investments such as Guaranteed Income Certificates or Bonds. This change to the assessment means you will not be asked to provide verification of bank account balances or investments. The new financial assessment is based only on your annual income as reported to the Canada Revenue Agency in your income tax assessment.
6. How does the RHA determine if I am eligible for a subsidy?
When you request financial assistance (subsidy) with the monthly cost for long-term care or personal care home, the RHA will complete a financial assessment. This assessment is an income test and is used, to determine the amount of money you will contribute, if any, towards the cost of your care and accommodations. The income test is based on the Net Income reported in your Canada Revenue Agency Notice of Assessment on Line 236. All individuals approved for a financial subsidy will retain a minimum of $150 per month from their monthly income for personal use.
7. Do I have to sell my house if I move into a long-term care facility or personal care home?
No, there is no requirement to sell your home when you move into a long-term care facility or personal care home.
For further information on long-term care facilities or personal care homes contact your regional health authority.